Credit Card Product Agreements
and Disclosures

Choose a card type from the links below to view First Citizens' current credit card agreements and disclosures.

To obtain a copy of the credit card agreement applicable to your account, please call toll-free 800-405-5433. You will receive your agreement within 30 days of your request.

Classic Card Product Agreement and Disclosures (pdf)

Gold Card Product Agreement and Disclosures (pdf)

Platinum Card Product Agreement and Disclosures (pdf)