Personal Online Banking

Access and convenience at your fingertips

Wherever you can find access to the Internet, you'll find access to First Citizens. Our free, easy-to-use online banking service gives you instant access to your account balances and transactions. You can make payments on your First Citizens loan or credit card and transfer funds between your First Citizens accounts. Plus, you can view cleared checks, access ATM or Check Card transactions and order new checks, all from the convenience of the nearest computer.

Online Bill Pay

With the optional free Bill Pay service from First Citizens, you can easily make payments for just about all your bills, directly from your checking account. Take care of your credit card, mortgage and utility bills payments online in a matter of minutes. It's faster, easier and more secure than paying bills the old-fashioned way. Plus, you can schedule payments to be made automatically each month, and never worry about late fees or the hassle of keeping track of your bills again. Sign up today to discover a better way to pay.

To apply for First Citizens Online Banking have your checking account number and your ATM or Visa^® Check Card number ready. Then click on the Online Application, call our Customer Contact Center at 1-888-612-4444 or visit your local First Citizens branch.

Online Banking Customer Service is available Monday through Friday between 8:00 a.m. and 10:00 p.m. Contact an Online Banking representative at 1-888-612-4444.

Online Banking is designed for the latest Web browsers and requires 128-bit encryption. Click on an image to upgrade now.

e-statements^®

First Citizens is removing the paper from the paper trail with our e-statement^® program. Your e-statement looks just like your paper statement, and can even include images of your posted checks. Sign up and get e-mail alerts letting you know when your electronic statements are available through online banking. If you have online banking, you can receive an e-statement for any First Citizens checking, savings or home equity line of credit account. And since there's no paper, there's less chance of identity theft. Best of all, it's free! It's just one more way we're making banking easier for you.